Reduce payment processing costs
Raise profit margins and reduce web payment processing costs by up to 4% with fully compliant fee-free payments.Get Started
How It Works
Intelligent logic determines whether a convenience fee can be charged based on the consumer’s state.
If allowed, a flat rate convenience fee of up to 4% of the payment amount is added to the transaction.
Consumers view and accept disclosures detailing the payment and fee breakdown before completing payment.
The consumer’s billing statement shows the payment and fee as a single transaction.
Convenience fees are fully compliant with card brand rules and the FDCPA eliminating concerns about lawsuits, fines, or merchant cancellation. You receive 100% of consumer payments, while our fee-free processing partner receives the convenience fee payment directly as a 3rd party.
Frictionless, fee-free payments
HealPay’s Portal seamlessly integrates the fee-free solution providing a frictionless payment experience for consumers.
Eliminate online payment processing fees
Receive payments via credit card, debit card or ACH
Compliant with card brand, state laws, and the FDCPA
Eliminate risk of merchant cancellation
Restricted states as of March 2021: Colorado, Connecticut, Kansas, Maine, Massachusetts, Oklahoma, and Puerto Rico.